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Use the quick & easy tool below to find out what you qualify for.

Investor X (DSCR)



  • Personal income is not a factor
  • No tax returns or any income docs needed
  • Property cash flow is used to qualify
  • Investment properties only
  • Negative cash flow acceptable
  • Long or short term rentals
  • Program available in all 50 states
  • Up to 29 units
  • Long term fixed loans

How to calculate DSCR (Debt Service Coverage Ratio)

DSCR = Subject Property Rent divided by Subject Property PITI (or ITI if you take and I/O Product)
PITI = Principal + Interest + Taxes + Insurance
ITI = Interest + Taxes + Insurance
*** Loan amounts as low as $100k ***